School Story:
I went to HVCC when it was tri-mester, carrying 24-26 credit hours. Total exhaustion at the end, I was still working at Samaritan Hospital. I should have gone on to State Univ at Albany, but I was wiped out. By the time I was ready to go back, my credits were time-creditable, which means I lost most of them, because accounting, Money & Banking, Economics, etc were off the table.