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02/06/22 09:20 AM #347    

 

Roger Kircher

I enjoyed Bill Kelso's article. It would be fun to do an informal meet in Land Park.


02/11/22 07:15 AM #348    

 

Barbara Alexander

Hi Stephanie. Have a wonderful birthdayy! Take care, Barbara Alexander


05/21/22 10:01 AM #349    

Caryl Nakamura (Ito)

I am saddened to hear about Benny's passing and missed not seeing him at our last reunion. I remember laughing with him at the last reunion when I spoke with him. Benny is one of those guys whose humor and personality is hard to forget. RIP, Benny. 

 

 

 

 

 

 


09/13/22 10:48 AM #350    

 

Bill Kelso

Today, for some unexplained reason, I found myself thinking about Benny Sargis. The more I thought about him, the more I began to smile about Benny’s many antics. He was always such an energetic and unpredictable but entertainment presence in our neighborhood when we were young kids

But in looking at Benny’s comments in David’s website, I also realized that it has been roughly two years since another very popular classmate Diana Doupe passed away. When I started to read all of  the “In Memory” comments about her on our website, I was impressed by the large number of people paying tribute to her. Given the overwhelming response by our class, it was clear that Diana had touched a lot of people. 

While all the comments were wonderful, I was especially impressed by the remarks of Carol Crites and Pamela Hall. In both case they had summed up in just one sentence why Diana was so popular with our class.

While I hope Carolyn and Pamela won’t mind me mentioning their remarks, they were so well done that they seemed worth repeating.

For instance, Carolyn, in a wonderful and very perceptive comment, noted that Diana was the "Queen of the Forum". Her many e mails certainly enlightened and help to create a shared sense of community among our numerous classmates

Pamela, who was probably speaking for many in our class, also added the very personal and moving comment that “I'm sad to lose her bright, friendly, cheerly presence in our lives”. 

Those thoughtful comments by two of our classmates explain why so many people fondly remember Diana even today.  For all of the above reasons, it just seemed appropriate to remember Diana one more time.

 

09/13/22 01:56 PM #351    

 

Dennis De Cuir

Nicely put Bill. Benny was a friendly, welcoming guy when I transferred to McClatchy without knowing many people. And of course Diana was one of a kind. We have been so fortunate to have had so many wonderful classmates.


01/03/23 10:46 AM #352    

 

Bill Kelso

How the US has Changed since 1960    

As we start a new year, many of us will be enjoying the final chapter of our lives. As we get older it is only natural to wonder how the world has changed since we were young kids at McClatchy.

To answer that question a whole series of organizations have recently released survey data spanning the last 60 years. In case any members of our class have wondered about how our country has evolved during this period, I thought I would summarize some of the recent findings. The changes, to say the least, are dramatic.  As we shall see they include 1) first a significant decline in trust of the American government as well as in each other 2) secondly, a dramatic fall off in the percentage of American who are proud of their country, 3) thirdly, a remarkable drop in the number of friends people have with a noteworthy number of Americans having no friends at all, and 4) fourthly a growing tendency for the younger generation to  avoid becoming grown up.

Major Changes in American Society

The first two trends which primarily concern our government, show a growing tendency for American to lose trust in public officials as well as each other. 

For example, in the 1960s some 77% of Americans trusted the government to do the right thing almost always or most of the time. Today that figure has dropped to around 25%. As Americans have lost trust in their government, they have also begin to lose trust in their fellow Americans to be considerate or to do what is right.

In the 1960s when we were high school students, America was described as a High Trust Society. Today it would be considered a Low Trust Society, comparable to what many political scientists call the failed states in Latin America and Africa. Unfortunately, low trust societies tend to lack the record of investment and risk taking necessary to build a prosperous and healthy economy.

The loss of trust in America, is also reflected in the growing decline of people who are proud of their country, The Gallup Poll which started collecting this data in 2002 found that 70% of America were extremely proud of their country in 2003 but that this figure declines to 38% in 2022. That sentiment varies from one party to the next. Gallup found that 56% of Republicans are extremely proud of their country while the figure falls to 22% for Democrats.

Major Changes in Individual Lives.

If the changing attitudes towards the government are troubling, they probably do not affect most people on a personal level. However, the shift in attitude towards the government, unfortunately mirrors even more dramatic changes in our personal relations. These individual changes may dramatically affect the quality of our daily lives. 

The most significant finding is the pronounced decline in personal friendships. The phenomenon was first noted by a man named Robert Putnam who wrote a bestseller called Bowling Alone.  With the arrival of the 20th century, he noticed that more and more Americans were bowling alone, as they seemed to have fewer or no mates.

Later survey data only confirmed Putnam’s findings. In 1990 for instance only 27% said they had three of fewer close friend while only 2% said they had no close friends at all.

Today the situation is much worse as over 50% of American report that they only have 3 friends while 12% report that they have no close friends at all. The problem is more severe for men as around 15% of them have no close ties of any sort, There is thus the danger that many of the elderly which includes our McClatchy Class of 63, will die as recluses or be extremely lonely in their final years. 

The key question is what will be the situation facing all of us at the end of our time: will we be alone or surrounded by friends and family? In many cases our spouses may have passed away or we may be divorced, and our kids may be working in distant cities. However because many of our classmates have moved into retirement communities, which will hopefully welcome them, they may have the opportunities for creating new relationship to fill the void.

For younger people there may be other alternatives. Increasing studies are finding that as young Millennials have fewer friends, they tend to turn to their parent for emotional support. Among the younger children of baby boomer, close to 50 % percent are living with their parents. While people our age may have to struggle with being alone, the younger generation can rely on their parents for the support many of the baby boomers in earlier decades once received from their friends.

Despite some promising new possibilities, the studies also point out difficulties of creating new friends for people of our age. The problem is that in attempting to create new friendship, people might be rebuffed which will only accentuate their sense of loneliness or alienation

The Ambiguous Role of the Internet

Ironically enough, the internet may be both a cause and possibly a solution to this problem of declining friendship. 

The threat the internet poses for friendship has been widely studied. When people can get online and read the Facebook page of their classmates or fellow workers, they may realize that they were not invited to a party by many of their so called friends. The public knowledge which is present on the internet can lead people to feel excluded and not appreciated by people they thought they were close to. In the 1960s ignorance of other people’s activities was a kind of bliss. We never felt ignored, if we were unaware of what other people in our class were doing.  

Conversely, on the other hand, the internet can also provide a life line to people who feel abandoned or alienated. The best example is that people in our class can use David’s website if they are feeling lonely or isolated. I remember years ago I was struck by a wonderful comment by Bill Yeager who argued that if anyone had serious problems they should post a comment on the website and someone could reach them within 30 minutes. As we get older and more frail, Bill’s comment seem really thoughtful.

Delayed Adulthood

The final dramatic change in America is the growth of what is called late adulthood which is particularly common among those born from the 1990s onward.  The term refers to a delaying of traditional milestones of adulthood such as getting a driver’s license, moving out, dating, and most importantly starting work. For people of our age, this is a phenomenon we will probably see in the behavior of our grandchildren.

As present there is no clear agreement as to why this phenomenon of delayed adulthood is occurring. Some think that since people are living longer now than in the past, young people are spending more of their life as arrested adolescents. Others think that as parents and the government go to great lengths to cater to the needs of the young, they feel no need to take responsibility for their own lives.  On many college campus universities go out of their way to make students feel safe. But when we were younger, schools often taught people to be resilient rather than safe, to learn how to handle conflict and setbacks by working harder and more skillfully. But as we seem to have embrace a culture that downplays individual initiative and responsibility, many young people choose to remain adolescents and refuse to face the difficulties of daily life. However, for anyone who grew up in the 1960s and cruised K street after a football game, or watched Milner, the drag racing king of American Graffiti, leave competitors in the dust, it is hard to fathom that 16th years today would not want their driver’s license. Growing up was something our generation embraced rather than shunned.

A Different Future

Finally, as we get older, we should realize how much the world has changed since we were high school kids. In light of the above trends, it is pretty clear that our children and grandchildren may be both less prepared as well as less likely to live in a trustful and welcoming world accompanied by friends that we knew.

 

 


01/03/23 03:05 PM #353    

 

Margaret Rodda

Thanks, Bill.  Very interesting post.  Frightening , but interesting.  (the old professor in you is alive and well)

 


01/04/23 05:27 PM #354    

 

James (Jim) Mills (MidTerm)

Bill thanks for your comments.

As you and I have discussed many times the changes we have seen since 1963. Even before high school we recalled those Cal Jr high days of innocense and how certain situations seemed traumatic in the instance but were quickly forgotten. We moved on. Kids today can't seem to move on and need a safe room.

It is so sickening I cannot find the energy to write anymore about what America is today.

"As we grow old?" Hell, Bill we are old. Who ever thought sixty years ago we would be facing 80. I hope to live a few years more just to see how bad our country will be. It has been a great trip and we have survived.

I am making my reservation at Arlington National Cementery so at least I will be among those I respect for their sacrifices to this country.

Jim


01/05/23 07:45 PM #355    

Allison Oakes (Sabraw)

Thank you Bill for your most level distertation on your recent email. 

I'm in your camp as experiencing the mulitude of many radical changes our country has/is experiencing. 

I do use the word radical due to the fact I do not think I have seen such an upheaval in our society, the next generation's concerns, issues and life style.In generally life and our aging issues, concerns, loss and loneliness is in our lap. The love I have had for our county is a mix-bag based on What the Hell Next are we going to witness in our late aging process.

   For many, not a concern as their family is loaded with adult kids, cousins, sisters/brothers & so on. In my world, and as you may recall, my family structure was myself & mom ! So here I am - pushing 80. I think I'm 76 or 77 (just had a birthday in December) - I have not kept tract of age or do I care to. I'm content to know that so much crap is behind us all yet looking at the future I do see more crap in our society - and yes in the political enviornment. Thus I take each day and glide threw. Being OK in one's space is good. 

Thank you again Bill for all that you and so many others have contributed to the McClatchy Message Forum... AND GOOD GOSH -now its' another year  - January 2023 !!!!  MY BEST TO YOU and to so  many of the many fellow students that contricute to the McClatchy Website. 
My Best to all - God Bless you, your family - ALLISON OAKES (Sabraw)

 


01/05/23 10:12 PM #356    

Susie Weidman (Arnold)

Bill, I always enjoy reading your words of wisdom, love your insight . Marge, you're right Bill always  the professor - always teaching us.  At least we can still learn.   I would love to be a fly on the wall when Bill and Jim have a discussion.....  Take care classmates...Happy Healthy 2023.  Hope to see a lot of you at our reunion in September...


01/20/23 09:57 AM #357    

 

Bill Kelso

How America Is Changing: Marital Relationships

Several weeks ago when I summarize some findings about how America has changed over the lasts 60 years, several of you wrote me and ask if I could discuss other significant developments in American society. That topic seems to interest many Americans as a variety of organization like Gallup and the Pew Institute have been releasing numerous studies about a changing America.  

In contrast to that previous discussion on attitudes towards government and the decline in individual friendships, the study cited below by the Pew Institute looks at the topic of changing marital relations, an issue that affects all of us in a personal way. 

The Rise of the Single Society.

Their major finding is that the two person nuclear family in America appears to be in decline. The percentage of never married women in the US has grown from 20% in 1950 to 30% in 2022. At the same time the percentage of married women has declined from almost 70% to currently under 50% of all women in the United States.  Overall, the percentage of households with children has decline from 37% in 1976 to 21% today. 

It seems that marriage is at an all-time low. In place of a society predominately made up of married couples in nuclear families, we now are evolving into a dual society of families and SMFI (Single Male and Female Individuals). For instance, single person households in the United State have grown from 13% to 27%. That means that just under 90 million people are currently living by themselves with no spouse, significant other or children to share their lives with. To give some sense of the size of this population, that figure is 10 million more people than is found in the entire country of Germany.

How Single Men and Women have different Attitudes towards Relationships and Marriage

Even more importantly we are now seeing a dramatic shift in the attitude of men and women towards having a romantic relationship at all. It appears that of the two groups single women are least inclined to get married or to live with the opposite sex.  Pew found that 61% of single men say they are looking for a relationship while only 38% of women had a similar opinion. 

In part this change of attitude on the part of women may reflect the fact that they have numerous attractive role models of unattached childless women who have been successful on their own in the US such as Taylor Swift or even the US women’s soccer team.

The Long Term Consequences

The impact of this change on American society may be dramatic. It may lead to 1) growing inequality in the distribution of income 2) a polarization of lifestyles, policy concerns and friendship 3) and a significant decline in the native birthrate of America. 

1.   Growing Inequality

While many young women are proud of their independence, they may face financial difficulties in the future. As is obviously the case when couples share two incomes they are much better off than those living on a single income. Today single family households are less likely to own a home than married individuals.

2.   A Polarization of Lifestyles, Friendship and Policy Concerns

For many married couples their lives revolve around their children, school, and family activities. It also turns out that many of their friends are the parents of their children’s friends. Once reason why we may be seeing a decline in friendship in America is that single men and women have no connection to this style of life.

The difference in their concern with public policy may also be very different. While parents may be concerned with education in America and want a say in school policy, single males and females may be indifferent about the topic. Similarly, while single women may insist that abortion is an important topic, married women may deemphasize the issue.

3.   Demographic Impacts

The final impact is that the decline of the two parent nuclear family may lead to a dramatic decline in the native birth rate in the US. As fewer Americans get married and have children, the country will be increasingly dependent on immigrants to provide the labor to keep the economy working. That presently is the case in much of agriculture and the construction trades. For instance, in Florida increasingly the brick masons, framers, roofers and landscapers are all foreign born.

While analysts and feminists may debate whether these changes are positive or negative it is very clear that America of the next 50 years is going to be a very different society from the one we grew up in.


01/20/23 09:59 AM #358    

 

Bill Kelso

How America Is Changing: Attitudes towards Major Institutions

 

As a final topic I want to return to a topic discussed several weeks ago and that is the decline in American attitudes towards their government.  

 

What is troubling about that finding, is that the loss of confidence in government is shared by just about all other institutions in American society, The Gallup poll which had been collecting data on 12 institutions has now expanded it to 16 institutions. Below are some of their findings.

 

Institutions in America that have the lowest levels of trust. Ranking from the lowest to the highest level of confidence. 

 

Institution           Great Deal          Quite a Lot         Some 

                 

Congress            2%                      5%                      36%

 

TV News            4%                      6%                      35%

 

Big Business      4%                      10%                    43%

 

Newspapers         5%                      11%                    37%

 

Pubic Schools      9%                      19%                    39%

 

The Presidency  10%                    13%                    28%

 

Labor Unions     10%                    18%                    46%

 

 

 

Institutions in America that have the highest level of trust. Ranking from the lowest to the highest level of confidence.

 

The Institution   Great Deal          Quite a lot          Some

 

Religion             14%                17%                    37%

 

Police                 19%                    26%                    37%

 

The Military       32%                    32%                    26%

 

As the above data indicates Congress, Newspapers, Business TV News are the institutions that inspire the least amount of confidence,

 

The institutions that have the most support are the Military, followed by the Police and then Organized Religion. Surprisingly enough, the police who have received a lot of hostile publicity in the media are trusted more than the news media which often reports on their activities in a negative fashion.

 

 

 


01/21/23 01:36 PM #359    

 

Stephanie Gourse (Buch)

Thanks, Bill.  Very interesting - both articles.

It is normal and necessary for a culture to evolve.  Sometimes we go backwards before we go forward.  I think we are currently going backwards.  

Being an optimist (most of the time), I think our country needed to go backwards in order for people to understand that we are actually a developing country in contrast to a developed country.  This sliding back will hopefully bring about changes that will imrprove our country.  

Hopefully, the nihilistic types of people will shift their position from 'destruction with no plan for correcting the problems' to being proactive in improving America. We have a lot of work to do.  

We need to remember that we can learn from each other even if the conversation ends with 'we can agree to disagree'.  

Steffi  

 

 


01/22/23 09:27 AM #360    

 

Rodney Gibson

Thanks Bill your messages are very informative. The World is changing rapidly both societally an physically. All we can do is hang on for the short ride. 


01/22/23 10:16 PM #361    

 

Jackson Lytal

Funny: At this advanced age, I find myself recalling the lyrics to songs from my youth. My friends tell me I'm a hopeless romantic, and frankly i can muster no argument. I remember the longing for my first romance, and the song that still haunts me to this day: Long ago and far away, I dreamed a dream one day, and now that dream is here beside me: just one look and then I knew, that all I longed for, long ago, was you. Yes it's melancholy, but then, so is life, if lived fully.


01/23/23 01:11 PM #362    

 

Stephanie Gourse (Buch)

Jack -- Beautiful and thank you.  Steffi


01/23/23 01:15 PM #363    

 

Stephanie Gourse (Buch)

Rodney - Hang on for the short ride?  What about our descendants - are we not supposed to still help heal the world and provide for future generations?  

 

Some areas we can participate in - even if limited - recycling, planning and acting to prevent drought/flood, reducing carbon emissions. treating people kindly and respectfully, decreasing prejudice, understanding different cultures, to name a few. 

 

We may be old, but I don't think we are useless.

 

Steffi


01/24/23 04:02 AM #364    

 

Roger Kircher

I look at the In Memory list and we are not on it yet but will be someday. We all have time left to be good examples, support folks in need and have a little fun.  Roger

 


01/24/23 10:22 AM #365    

 

Rodney Gibson

What I meant is life is short . The world is changing at a rapid rate.  Sorry if I offended anyone .


01/24/23 01:38 PM #366    

 

Renee Bringle (Pellegrini)

I have been reading everyone's views. I find them very interesting.  There is no doubt that our world has

changed so much in the last 50 years, but mostly since our new technologies have com to be in some ways

our downfall,  In short, I get very sad when I see how our world and country has changed.  Life was so much simplier back in our day, and even when our kids were growing up.  I have to even say when our grand-

children were young....The last 20 years has changed our world and our country to where I ask myself..WHY?

It happened slowly over time and we didn't notice it, why can't people talk to each other in person...our great grandchildren don"t know our country's history..it might affend someone, well yes it should that's the point, we

don't want to repeat it....that is how we learn, I thought our country was going forward, but it seems we have

gone backwards in how we treat and think of each other......I can only have faith that eventually people will learn the importance of family, friends, faith and kindness will again be important to us.   Thanks for listening,  my first time of writing my feelings down.  Please don't take offense...love ya all


01/25/23 11:37 AM #367    

 

Joeann Schoenman (Matthew)

With our USA culture so divided, I am so happy hear your voices that I can relate to and agree with.

Also, hard to believe that we all are the age we are.  It happened faster than I knew possible.  I would love to know what became of you all, what did you grow up to do and be.  
We had an exceptional class of smart people as I remember.  I graduated early (teen mom and had to grow up way too fast and way too early) and went on to a life not connected to CKM classmates and hope to connect again.  Facebook has let me connect to some classmates and I am thankful for that.  We probably live away from our HS friends and are curious as to what you did with your lives. I am dialed into the tech available to us.  Not on any social sites except facebook. I use photoshop almost daily so I do appreciate the advances in technology to help me create and have fun with it.    I was shocked at 50 when I started to get AARP notices, now I am shocked to be getting burial insurance ads.  WTF?  I am immature and it has helped.

Love to you all

 

 


01/26/23 05:49 AM #368    

 

Carol (Kurli) Thompson (Mack)

I just got on this website thanks to the notification about our upcoming reunion. I loved reading all the comments. As to the often sad state of our world today I am reminded of a lyric from "Bye, Bye, Birdie." It decried the sad state of youth today (much as Socrates did). And I agree that there are many things to be worried about. However, there are also many qualities to admire. As a former HS History teacher for 36 years  and supervisory in the Stanford Teacher Education Program for 14 years I have had the joy of working with and learning from young people. No, they aren't us and there are parts of us I wish they had. And way too many of them are what I call the walking wounded. Today's world is so much more open than ours was - the ugly parts are more obvious to the world. Back in the day a lot was hidden. I'm amazed as I have gotten older how much people in our class dealt with and overcame. Today's young people will too.

On a sad note, I just learned 2 days ago that Carol Elliott passed away. She was a good friend for many years and will be missed.

On a happier note I would like to say that I'm loving this stage in life. Sandy and I moved to Bend, Or 5 years ago to follow our daughter and her 3 littles. My days are filled with golf, tennis, Pickleball, friends and grandkids. It is beautiful here and we have made so many new friends. Although we do miss our San Jose friends. It will be fun to catch up with everyone at the reunion. 


01/26/23 11:47 AM #369    

 

Stephanie Gourse (Buch)

Hi again -

 

I also am enjoying the posts about our classmates lives.  

 

I am also enjoying this stage of life.  

 

I am total denial about my age!  I still love to embrace my life primarily by learning new things and helping people.  I feel purposeful.  I didn't follow the traditional way I was raised.  I customized it to suit me because there were so many other things to learn and experience.

 

What currently is warming my heart in terms of being purposeful, learning, and new experiences is teaching ESL at Stanford University's Bechtel International Center as a volunteer. 

 

My husband and I have been doing this for most of this century!!!  If this kind of volunteer work interests you, please email me at buchnews@tomsteffi and see our web site (which is really my husband's) at tomsteffi.com.  

 

We learn so much from our students - sometimes we think that we learn more from them than they learn from us.  One of the primary things I have learned from teaching ESL is that human nature seems to be the same cross culturally and in all races.  Our personalities vary.  How we react to life is determined primarily by what we learned while growing up and our personalities not our race.  

 

My professional life was in human resources:  staffing, training, and development.  

 

My degree in history from Mills College contributed to making my life very interesting.  However, tt was not practical.  I think I should have learned to earn a living and manage money additionallly.   I wish I had had more guidance about education in high school and college. I wish we had been taught more about world civilizations and careers before we graduated from high school.  I wish we had been taught more about planning and goal setting.  

 

Enough said.  If you want to contact me directly, email me at buchnews@tomsteffi.com.  

 

I have always felt that I was outside the main stream in Sacramento.  Fortunately, the world is much bigger than Sacramento. 

 

Warmest regards,

Steffi (Stephanie Gourse) Buch

 

 

 


01/26/23 12:07 PM #370    

 

Bill Kelso

              A Positive Change in America

It is easy to understand why members of our class may be upset about the studies of organizations like Gallup or the Pew Institute. After all they indicate that social life may be fraying at the edges in the US as people become more distrustful of major institutions and increasingly individuals are living alone and choosing not to get married.  

But as many classmates have noted, life has improved in many other ways. To get a balanced view of America we should also look at some of the benefits that have accrued to our generation. One of the most remarkable developments that has occurred since we were born has been the development of pensions systems. 

For the generation that lived before WWII, pension as we know them today did not really exist. Retirement, a life style most of us are currently enjoying, rarely existed until the end of World War II.

Life Expectancy in the US.

The main reason why society spent little time creating pension program is because most Americans never lived past 65.  In 1820 life expectancy was well below 40 years. By 1900 it was still below 50 years. By the 1930 it was close to 60 years and in 1945 the year most of us were born, it reached roughly 65 years old.  

Prior to our generation, most people had to work until their days were up. If old age got to them and they chose not to work, people relied on family care, thrift or perhaps charity to get by. 

The First Pension Programs

The earliest pension program were developed by the German government at the end of the 19th century and they choose 65 as the first day people could receive a pension. They choose that date because almost nobody lived to be 65 or older. The government could pretend that it was concerned with the wellbeing of its citizens but not have to actually financially retirees.

The Expansion of Pensions in America.

But after the War two things changed. First the American economy took off and companies and the US government were flush with money. But secondly, and even more importantly Americans started to live longer. If the average life expectance when we were born was around 65, it hit 66 for men and 73 for women in 1963 when we graduated from McClatchy. Today the rate is up to 79 years for men with women living a few more years to 82. 

As the American population aged, people wanted to retire after working 30 years.  To meet that need, the government dramatically increased Social Security payments. In 1975, for example, for the first time the government automatically increased payments each year to reflect the inflation rate. This act is called COLA which means your social security check gets an annual Cost of Living Adjustment each year.  

However, the biggest change in our lifetime was the growth of private pension programs. Increasingly private companies, and government entities set up major pension programs. Unfortunately, many were poorly funded and not professionally managed. To address these problems in 1974 Congress passed a major piece of legislation called Erisa or the Employment Retirement Income Security Act. This act forced companies to guarantee that our retirement income would not be stolen or mismanaged.  

Even more importantly the US created a potentially third form of Retirement income by creating IRAs or individual retirement accounts. 

Today the US has a very different retirement system than most other countries. For instance while Germans overwhelming rely on social security for retirement income, we are unique in that we have 1) social security, 2) private pension and 3) individual retirement accounts or IRA.

Our Present Comfortable Lives

Because of all of these changes some of our parents but primarily our generation is the first population cohort  in American history to actually enjoy a comfortable retirement. If you look at the McClatchy website, it is interesting how many people say they are happily retired.

This development is important because it puts our current difficulties in perspective. Today we can all worry about the state of America because we are all comfortably retired and have plenty of time to think about conditions in the world. Before we were born few worried about the state of the country because they were still working and had limited leisure time before they died.  

For better or worse we have time to either individually contemplate the world, complain about society, hope for the best, try to console our classmates or as a last resort write letters to the McClatchy website. 

 

 


01/27/23 04:34 PM #371    

 

James (Jim) Mills (MidTerm)

Thanks Bill,

I feel fortunate nearing 78 that I have sufficient incomes from SS and VA. The VA rating is for a Total and Permanent Disabilty rating. That also encompasses free dental and medical coverage. Vietnam, the war that keeps on giving.

That combined pay is more than if I had set up a retirement plan. On a taxable equivalent it is well over 6 figures on an annual basis. Living alone helps but I have grand kids to spend some of that money on. If they need frivolous things, good old granddad is happy to indulge them.

I worried about what I would do upon retiring with little or no savings but planned to work until 70 so I could at least get the maximum SS. Well didn't happen. I retired 61 for heart related issues. Wall Street will do that to you. Luckily I had paid my disability insurance out of my own pocket so I received a 60% tax free monthly income base on my average monthly salary over the last 2 years. That lasted until I was 65. Definitely helped my kids leave college basically debt free.

All 10 of kids graduated from Universities and are gainfully employed. Basically whatever I would have put into a reitement fund went to their college expenses. I never begrudged them those costs. I felt it was my duty as father.

As I said earlier, the VA disability came along at just the right time for me. 

All in all, life turned out pretty good as I am approaching the end. I feel very lucky especially after reading your well written article.

My best to you and all,

Jim

 


 


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